Complaints Handling Scheme

1. Complaints may be made in writing, by e-mail by telephone or in any other form in

Respect of a claims management service that we have provided and that is regulated

Under the Compensation Act 2006.

2. We reserve the right to decline to consider a complaint that is made more than six

Months after you became aware of the cause of the complaint. There may be instances

Where we will waive this requirement at our discretion. We will confirm to you in writing if a complaint has been made outside the time limit that we are prepared to consider.

3. We will send you a written or electronic acknowledgement of a complaint within five

Business days of receipt, identifying the person who will be handling the complaint for the business. Wherever possible, that person will not have been directly involved in the

Matter which is the subject of the complaint, and will have authority to settle the

Complaint.

4. Within four weeks of receiving a complaint, we will send you either:

• A final response which adequately addresses the complaint; or
• A holding response, which explains why we are not yet in a position to resolve the complaint and indicates when we will make further contact with you.

5. Within eight weeks of receiving a complaint we will send you either:

1. A final response which adequately addresses the complaint; or
2. A response which:

1)             Explains why we are still not in a position to make a final response, giving

Reasons for the further delay and indicating when we expect to be able to

Provide a final response; and

2)       Informs you that you may refer the handling of the complaint to the Claims

Management Regulator if you are dissatisfied with the delay.

6. Where we decide that redress is appropriate, we will provide you with fair compensation for any acts or omissions for which we are responsible and will comply with any offer of redress, which you accept. Appropriate redress will not always involve financial redress.

7. If you are not satisfied with our response, or if a complaint is not resolved after eight Weeks, you may refer the complaint to –

Claims Management Regulator

PO Box 7824

Burton on Trent

Staffordshire

DE14 9DP

info@claimsregulation.gov.uk

Tel: 0845 4506858.

The Regulator can review the handling of the complaint and can give a direction on

Further handling of the complaint. However, he cannot determine a complaint or award

Compensation.